Everything Truckin

Affordable business compliance for truckers.

💳 Business Credit & Financing

Build Credit. Secure Capital. Protect Your Assets.
Everything Truckin' helps you build a strong business credit profile and unlock the financing tools you need to expand. Whether you’re buying trucks, launching a new division, or separating personal and business liability — we provide the structure and resources to get funding-ready.

Truck on highway
Filing documents

🛠️ What's Included

1. Business Credit Profile Setup

  • DUNS Number registration with Dun & Bradstreet
  • Vendor accounts that report (Net 30 accounts setup)
  • Business credit monitoring tools and score tracking

2. Credit Building Strategy

  • Tiered credit-building roadmap
  • Fuel card recommendations that build credit
  • Monthly check-ins to monitor progress

3. Equipment Loans & Financing

  • Access to trusted equipment lenders
  • Documentation prep and submission support
  • Help evaluating loan terms and repayment structure
Team working together
Fleet of trucks

4. LLC & Holding Company Structuring

  • Create multiple LLCs for asset separation
  • Parent/child company model setup
  • Registered agent and EIN filing

5. EIN, Business Bank, and Merchant Account Setup

  • Federal EIN application
  • Assistance opening dedicated business bank accounts
  • Merchant processing setup for payments and invoicing

6. Grant & Loan Application Support (Optional)

  • Assistance applying for SBA loans or state-level grants
  • Document checklist and business plan support

🧑‍💼 Who This Is For

  • Trucking company owners wanting to separate personal & business credit
  • Owner-operators preparing for growth
  • Companies seeking funding for expansion or equipment
Team working together

FAQs

Q: Why do I need a DUNS number?
A: It's how lenders and vendors track your business credit. It's the first step toward building a credit profile that doesn’t rely on your SSN.
Q: Can I get loans without using my personal credit?
A: Yes — once your business has its own credit history and proper structure, many lenders offer non-PG (no personal guarantee) options.
Q: How fast can I build credit?
A: Most businesses see results within 60–90 days if they follow a consistent vendor payment and reporting strategy.
Q: What is a holding company and do I need one?
A: A holding company owns other companies or assets. It's useful for separating liability and protecting high-value equipment.
Q: Will you help me apply for financing?
A: Yes. We help package your business correctly for lenders, introduce you to trusted sources, and guide you through the entire process.

Let’s build your credit and secure your funding — the smart way.